:root{--ll-navy:#0f2a4a;--ll-navy-2:#1b3d66;--ll-gold:#b8924a;--ll-gold-soft:#f6efe2;--ll-ink:#1f2933;--ll-muted:#52606d;--ll-line:#e5e7eb;--ll-bg:#fff;--ll-bg-soft:#f7f8fa;--ll-ok:#1f7a4d;--ll-ok-soft:#e8f5ee;--ll-warn:#8a5a00;--ll-warn-soft:#fff6e0;--ll-err:#b42318;--ll-err-soft:#fdecea;--ll-radius:10px;--ll-serif:"Source Serif 4",Georgia,"Times New Roman",serif;--ll-sans:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}.ll-page,.ll-page *{box-sizing:border-box}.ll-page [hidden]{display:none!important}.ll-page{background:var(--ll-bg);color:var(--ll-ink);font-family:var(--ll-sans);-webkit-font-smoothing:antialiased;margin:0;font-size:16px;line-height:1.6}.ll-page a{color:var(--ll-navy-2)}.ll-page a:hover{color:var(--ll-gold)}.ll-site-header{border-bottom:1px solid var(--ll-line);background:#fff}.ll-site-header .ll-wrap{justify-content:space-between;align-items:center;gap:24px;padding-top:18px;padding-bottom:18px;display:flex}.ll-logo{font-family:var(--ll-serif);letter-spacing:.3px;font-size:26px;font-weight:700;text-decoration:none;color:var(--ll-navy)!important}.ll-nav{flex-wrap:wrap;gap:26px;font-size:15px;font-weight:600;display:flex}.ll-nav a{color:var(--ll-ink);text-decoration:none}.ll-nav a.is-active{color:var(--ll-gold)}.ll-phone{white-space:nowrap;font-weight:700;text-decoration:none;color:var(--ll-navy)!important}.ll-menu-btn{border:1px solid var(--ll-line);font:inherit;cursor:pointer;background:0 0;border-radius:8px;padding:6px 10px;display:none}.ll-site-footer{background:var(--ll-navy);color:#d9e2ec;margin-top:64px}.ll-site-footer .ll-wrap{grid-template-columns:2fr 1fr 1fr;gap:32px;padding-top:36px;padding-bottom:36px;font-size:14px;display:grid}.ll-site-footer a{color:#fff}.ll-site-footer h4{color:#fff;font-family:var(--ll-serif);margin:0 0 10px;font-size:17px}.ll-site-footer p{margin:0 0 8px}.ll-copy{text-align:center;color:#9fb3c8;border-top:1px solid #ffffff1f;padding:14px 16px;font-size:13px}.ll-wrap{max-width:1160px;margin:0 auto;padding-left:24px;padding-right:24px}.ll-main{padding-top:28px}.ll-crumbs{color:var(--ll-muted);margin-bottom:14px;font-size:14px}.ll-crumbs a{color:var(--ll-muted);text-decoration:none}.ll-crumbs a:hover{color:var(--ll-gold)}.ll-crumbs span[aria-hidden]{margin:0 6px}.ll-hero{max-width:820px;margin-bottom:28px}.ll-eyebrow{letter-spacing:.6px;text-transform:uppercase;color:var(--ll-gold);margin-bottom:8px;font-size:13px;font-weight:700;display:inline-block}.ll-page h1{font-family:var(--ll-serif);color:var(--ll-navy);margin:0 0 14px;font-size:40px;font-weight:700;line-height:1.15}.ll-lead{color:var(--ll-muted);margin:0 0 12px;font-size:18px}.ll-meta{color:var(--ll-muted);flex-wrap:wrap;gap:8px 18px;font-size:14px;display:flex}.ll-meta strong{color:var(--ll-ink);font-weight:600}.ll-calc>*{min-width:0}.ll-calc{grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);align-items:start;gap:24px;margin-bottom:48px;display:grid}.ll-card{border:1px solid var(--ll-line);border-radius:var(--ll-radius);background:#fff;padding:24px;box-shadow:0 1px 2px #0f2a4a0a}.ll-card h2{font-family:var(--ll-serif);color:var(--ll-navy);margin:0 0 4px;font-size:22px}.ll-card .ll-card-sub{color:var(--ll-muted);margin:0 0 18px;font-size:14px}.ll-form{grid-template-columns:1fr 1fr;gap:16px 18px;display:grid}.ll-field{flex-direction:column;gap:6px;min-width:0;display:flex}.ll-field.ll-full{grid-column:1/-1}.ll-field label,.ll-field .ll-label{color:var(--ll-ink);font-size:14px;font-weight:600}.ll-field .ll-hint{color:var(--ll-muted);font-size:12.5px;line-height:1.45}.ll-input,.ll-select,.ll-textarea{width:100%;font:inherit;color:var(--ll-ink);background:#fff;border:1px solid #cbd2d9;border-radius:8px;min-height:44px;padding:10px 12px;font-size:16px;transition:border-color .15s,box-shadow .15s}.ll-textarea{resize:vertical;min-height:96px}.ll-input:focus,.ll-select:focus,.ll-textarea:focus{border-color:var(--ll-navy-2);outline:none;box-shadow:0 0 0 3px #1b3d6626}.ll-input.is-invalid{border-color:var(--ll-err);box-shadow:0 0 0 3px #b423181f}.ll-affix{position:relative}.ll-affix .ll-input{padding-right:46px}.ll-affix .ll-suffix{color:var(--ll-muted);pointer-events:none;font-size:14px;position:absolute;top:50%;right:12px;transform:translateY(-50%)}.ll-choices{flex-wrap:wrap;gap:8px;display:flex}.ll-choice{position:relative}.ll-choice input{opacity:0;cursor:pointer;z-index:1;width:100%;height:100%;margin:0;position:absolute;inset:0}.ll-choice span{cursor:pointer;background:#fff;border:1px solid #cbd2d9;border-radius:999px;padding:8px 14px;font-size:14px;font-weight:500;display:inline-block}.ll-choice input:checked+span{background:var(--ll-navy);border-color:var(--ll-navy);color:#fff}.ll-choice input:focus-visible+span{box-shadow:0 0 0 3px #1b3d6640}.ll-check{align-items:flex-start;gap:10px;font-size:14.5px;display:flex}.ll-check input{width:18px;height:18px;accent-color:var(--ll-navy);flex:none;margin-top:3px}.ll-sep{border:0;border-top:1px dashed var(--ll-line);grid-column:1/-1;margin:4px 0}.ll-subhead{letter-spacing:.5px;text-transform:uppercase;color:var(--ll-muted);grid-column:1/-1;margin-top:4px;font-size:13px;font-weight:700}.ll-actions{flex-wrap:wrap;grid-column:1/-1;gap:10px;margin-top:6px;display:flex}.ll-btn{font:inherit;cursor:pointer;border:1px solid #0000;border-radius:8px;min-height:44px;padding:11px 20px;font-size:15px;font-weight:600}.ll-btn-primary{background:var(--ll-navy);color:#fff}.ll-btn-primary:hover{background:var(--ll-navy-2)}.ll-btn-ghost{color:var(--ll-ink);background:#fff;border-color:#cbd2d9}.ll-btn-ghost:hover{border-color:var(--ll-navy-2)}.ll-btn-small{min-height:34px;padding:6px 12px;font-size:13.5px}.ll-errors{background:var(--ll-err-soft);color:var(--ll-err);border-radius:8px;grid-column:1/-1;padding:10px 14px;font-size:14px;display:none}.ll-errors.is-visible{display:block}.ll-errors ul{margin:0;padding-left:18px}.ll-rows{flex-direction:column;grid-column:1/-1;gap:10px;display:flex}.ll-row{border:1px solid var(--ll-line);background:var(--ll-bg-soft);border-radius:8px;align-items:end;gap:10px;padding:12px;display:grid}.ll-row .ll-remove{color:var(--ll-err);cursor:pointer;font-weight:600;font:inherit;background:0 0;border:0;padding:10px 4px;font-size:14px}.ll-result{position:sticky;top:16px}.ll-result .ll-card{border-top:4px solid var(--ll-gold)}.ll-empty{color:var(--ll-muted);padding:8px 0;font-size:15px}.ll-total{background:var(--ll-gold-soft);border-radius:8px;margin:4px 0 16px;padding:16px 18px}.ll-total .ll-total-label{color:var(--ll-muted);font-size:14px;font-weight:600}.ll-total .ll-total-value{font-family:var(--ll-serif);color:var(--ll-navy);word-break:break-word;font-size:34px;font-weight:700;line-height:1.2}.ll-total .ll-total-note{color:var(--ll-muted);margin-top:2px;font-size:13.5px}.ll-table{border-collapse:collapse;width:100%;font-size:14.5px}.ll-table th,.ll-table td{text-align:left;border-bottom:1px solid var(--ll-line);vertical-align:top;padding:9px 4px}.ll-table td.ll-num,.ll-table th.ll-num{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}.ll-table tr.ll-strong td{color:var(--ll-navy);font-weight:700}.ll-table tr.ll-minus td.ll-num{color:var(--ll-err)}.ll-table tr.ll-sub td{color:var(--ll-muted);font-size:13.5px}.ll-table caption{text-align:left;color:var(--ll-navy);padding:4px 0 6px;font-size:15px;font-weight:700}.ll-scroll{-webkit-overflow-scrolling:touch;overflow-x:auto}.ll-notes{flex-direction:column;gap:8px;margin:14px 0 0;padding:0;list-style:none;display:flex}.ll-notes li{color:var(--ll-muted);padding-left:16px;font-size:13.5px;position:relative}.ll-notes li:before{content:"";background:var(--ll-gold);border-radius:50%;width:5px;height:5px;position:absolute;top:9px;left:3px}.ll-alert{border-radius:8px;margin:0 0 14px;padding:10px 14px;font-size:14px}.ll-alert-warn{background:var(--ll-warn-soft);color:var(--ll-warn)}.ll-alert-ok{background:var(--ll-ok-soft);color:var(--ll-ok)}.ll-alert-info{background:var(--ll-bg-soft);color:var(--ll-ink);border:1px solid var(--ll-line)}.ll-result-actions{flex-wrap:wrap;gap:8px;margin-top:16px;display:flex}.ll-steps{margin-top:14px}.ll-steps summary{cursor:pointer;color:var(--ll-navy);font-size:14.5px;font-weight:600}.ll-steps ol{color:var(--ll-ink);margin:10px 0 0;padding-left:20px;font-size:14px}.ll-steps li{margin-bottom:6px}.ll-letter{white-space:pre-wrap;font-family:var(--ll-serif);border:1px solid var(--ll-line);background:#fff;border-radius:8px;max-height:560px;padding:22px;font-size:15.5px;line-height:1.7;overflow:auto}.ll-article{max-width:820px}.ll-article h2{font-family:var(--ll-serif);color:var(--ll-navy);margin:40px 0 12px;font-size:28px;line-height:1.25}.ll-article h3{font-family:var(--ll-serif);color:var(--ll-navy);margin:28px 0 10px;font-size:21px}.ll-article p{margin:0 0 14px}.ll-article ul,.ll-article ol{margin:0 0 16px;padding-left:22px}.ll-article li{margin-bottom:6px}.ll-article .ll-table{margin:6px 0 20px}.ll-article blockquote{border-left:3px solid var(--ll-gold);background:var(--ll-bg-soft);color:var(--ll-ink);border-radius:0 8px 8px 0;margin:0 0 16px;padding:12px 16px}.ll-formula{background:var(--ll-bg-soft);border:1px solid var(--ll-line);border-radius:8px;margin:0 0 16px;padding:12px 16px;font-size:15px}.ll-example{border:1px solid var(--ll-line);border-left:4px solid var(--ll-navy);background:#fff;border-radius:8px;margin:0 0 18px;padding:14px 18px}.ll-example p:last-child{margin-bottom:0}.ll-faq{max-width:820px;margin-top:40px}.ll-faq h2{font-family:var(--ll-serif);color:var(--ll-navy);margin:0 0 12px;font-size:28px}.ll-faq details{border-bottom:1px solid var(--ll-line);padding:14px 0}.ll-faq summary{cursor:pointer;color:var(--ll-ink);justify-content:space-between;gap:16px;font-size:16.5px;font-weight:600;list-style:none;display:flex}.ll-faq summary::-webkit-details-marker{display:none}.ll-faq summary:after{content:"+";color:var(--ll-gold);flex:none;font-size:22px;line-height:1}.ll-faq details[open] summary:after{content:"–"}.ll-faq details>div{color:var(--ll-ink);padding-top:10px}.ll-faq details>div p{margin:0 0 10px}.ll-disclaimer{max-width:820px;color:var(--ll-muted);background:var(--ll-bg-soft);border:1px solid var(--ll-line);border-radius:8px;margin-top:36px;padding:14px 16px;font-size:13.5px}.ll-disclaimer strong{color:var(--ll-ink)}.ll-sources{max-width:820px;color:var(--ll-muted);margin-top:18px;font-size:13.5px}.ll-sources ul{margin:6px 0 0;padding-left:18px}.ll-cta{background:var(--ll-navy);color:#fff;border-radius:var(--ll-radius);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px;margin-top:40px;padding:26px 28px;display:flex}.ll-cta h2{font-family:var(--ll-serif);color:#fff;margin:0 0 6px;font-size:24px}.ll-cta p{color:#d9e2ec;max-width:620px;margin:0}.ll-cta .ll-cta-actions{flex-wrap:wrap;gap:10px;display:flex}.ll-cta a.ll-btn{align-items:center;text-decoration:none;display:inline-flex}.ll-cta .ll-btn-gold{background:var(--ll-gold);color:#fff}.ll-cta .ll-btn-gold:hover{color:#fff;background:#a37f3c}.ll-cta .ll-btn-line{color:#fff;border-color:#ffffff80}.ll-cta .ll-btn-line:hover{color:#fff;border-color:#fff}.ll-related{margin-top:40px}.ll-related h2{font-family:var(--ll-serif);color:var(--ll-navy);margin:0 0 14px;font-size:24px}.ll-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;display:grid}.ll-tile{border:1px solid var(--ll-line);border-radius:var(--ll-radius);background:#fff;padding:16px 18px;text-decoration:none;transition:border-color .15s,transform .15s,box-shadow .15s;display:block}.ll-tile:hover{border-color:var(--ll-gold);transform:translateY(-1px);box-shadow:0 4px 14px #0f2a4a14}.ll-tile strong{color:var(--ll-navy);margin-bottom:4px;font-size:16px;display:block}.ll-tile span{color:var(--ll-muted);font-size:14px;line-height:1.45;display:block}.ll-tile em{color:var(--ll-gold);text-transform:uppercase;letter-spacing:.5px;margin-bottom:6px;font-size:12px;font-style:normal;font-weight:700;display:inline-block}.ll-hub-tools{flex-direction:column;gap:36px;display:flex}.ll-hub-search{max-width:480px;margin-bottom:26px}.ll-hub-group h2{font-family:var(--ll-serif);color:var(--ll-navy);margin:0 0 14px;font-size:24px}.ll-hub-count{color:var(--ll-muted);margin:0 0 8px;font-size:14px}@media (max-width:980px){.ll-calc{grid-template-columns:1fr}.ll-result{position:static}.ll-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.ll-nav{display:none}.ll-menu-btn{display:inline-block}.ll-nav.is-open{border-bottom:1px solid var(--ll-line);z-index:20;background:#fff;flex-direction:column;padding:16px 24px;display:flex;position:absolute;top:64px;left:0;right:0}.ll-site-header{position:relative}.ll-site-footer .ll-wrap{grid-template-columns:1fr}}@media (max-width:640px){.ll-wrap{padding-left:16px;padding-right:16px}.ll-page h1{font-size:30px}.ll-lead{font-size:16.5px}.ll-form{grid-template-columns:1fr}.ll-card{padding:18px}.ll-grid{grid-template-columns:1fr}.ll-total .ll-total-value{font-size:28px}.ll-article h2,.ll-faq h2{font-size:24px}.ll-phone{display:none}.ll-cta{padding:22px 20px}}@media print{.ll-site-header,.ll-site-footer,.ll-cta,.ll-related,.ll-faq,.ll-article,.ll-actions,.ll-result-actions,.ll-crumbs,.ll-sources{display:none!important}.ll-calc{grid-template-columns:1fr}.ll-card{box-shadow:none}.ll-result{position:static}}.ll-param-table td,.ll-param-table th{vertical-align:top;font-size:14px}.ll-param-table th:nth-child(2){min-width:180px}.ll-param-val{color:var(--ll-navy);font-weight:600}.ll-param-sub{color:var(--ll-muted,#6b7280);margin-top:3px;font-size:12.5px}.ll-param-date{white-space:nowrap}.ll-param-tools a{margin:0 6px 4px 0;font-size:13px;display:inline-block}.ll-param-legend{color:var(--ll-muted,#6b7280);margin:0 0 14px;font-size:13.5px;line-height:2}.ll-badge{white-space:nowrap;border-radius:999px;padding:2px 9px;font-size:12.5px;font-weight:600;display:inline-block}.ll-badge-ok{color:#1e6b3a;background:#e6f4ea}.ll-badge-soon{color:#8a5a00;background:#fff4d6}.ll-badge-stale{color:#9b1c1c;background:#fde7e7}.ll-hub-params{color:var(--ll-muted,#6b7280);margin:28px 0 0;font-size:14.5px}.ll-summary{border-left:3px solid var(--ll-gold);background:#f6f3ec;border-radius:0 8px 8px 0;margin:10px 0 0;padding:12px 16px;font-size:15px;line-height:1.6}.ll-review{border:1px solid var(--ll-line);background:#fff;border-radius:10px;margin:28px 0 0;padding:18px 20px}.ll-review h2{font-family:var(--ll-serif);color:var(--ll-navy);margin:0 0 12px;font-size:20px}.ll-review-grid{grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px 24px;margin:0;display:grid}.ll-review-grid dt{text-transform:uppercase;letter-spacing:.04em;color:var(--ll-muted,#6b7280);font-size:12.5px}.ll-review-grid dd{margin:3px 0 0;font-size:14.5px}.ll-review-note{color:var(--ll-muted,#6b7280);margin:14px 0 0;font-size:13.5px}.ll-param-h2{font-family:var(--ll-serif);color:var(--ll-navy);margin:40px 0 8px;font-size:26px}
:root{--ll-navy:#001f41;--ll-gold:#730103;--ll-sans:"Open Sans",Arial,Helvetica,sans-serif;--ll-serif:"Open Sans",Arial,Helvetica,sans-serif}.ll-page .ll-cta .ll-btn-gold:hover{background:#4d0102}:where(.ll-page ul,.ll-page ol){list-style:revert;margin:revert;padding:revert}:where(.ll-page a){-webkit-text-decoration:revert;text-decoration:revert}:where(.ll-page h1,.ll-page h2,.ll-page h3,.ll-page h4,.ll-page h5,.ll-page h6){font-size:revert;font-weight:revert;margin:revert}:where(.ll-page p,.ll-page blockquote,.ll-page dl,.ll-page dd,.ll-page figure,.ll-page hr){margin:revert}:where(.ll-page hr){border:revert}
